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IVF for an "everyday person"

tealbowtealbow Posts: 43 ✭
edited November -1 in Trying to Conceive
This may sound odd but I've researched things to death and I have no concept of how I would ever be able to afford IVF. I see $12,000 a cycle and think, how do people afford this?
I have a decent self employment job but by the time I pay my bills, insurance, taxes, etc, I can save only about $1,500 a month.
How is IVF affordable? Am I missing something?
At home ICI Dec 2017 - BFN
At home ICI January 2018 - BFP at 10dpo
Baby girl born September 2018

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    New-mama?New-mama? Posts: 593 ✭
    edited November -1
    I’ve never gone through Ivf but most clinics offer special financing. Some people choose to go overseas for better pricing some lucky individuals have partial or complete fertility coverage through health insurance.
    TTC attempt 1: ICI Dec 2015 BFN/Attempt 2-3 IUI Jan&April 2016 BFN/Attempt 4: 1ICI 1 IUI May 2016 BFN/Attempt 5-7: ICI-June, Sept, Nov 2016 BFN/Attempt 8-9 iui April 2017 BFN.
    May 2017 IUI BFP!!!!
    pregnant-1494046800z5z1495083600z1.png
    tt1d86de
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    ariellearielle Posts: 240
    edited November -1
    In my state one IVF try was covered by health insurance. But even with coverage I still had to pay around $5,000 out of pocket costs. If it hadn't been for my health insurance, I would have done IVF abroad. I had researched a clinic in Eastern Europe where I would have gone.
    ICI 07/2012 BFN, ICI 08/2012 BFN, IUI 03/2013 BFN, IUI 06/2013 BFN, ICI 08/2013 BFN, ICI 11/2014 BFN, ICI 12/2014 BFN, ICI 12/2015 BFN, ICI 01/2016 BFN, IUI (with trigger) 02/2016 BFN, IUI (with clomid + trigger) 03/2016 BFN, IUI (with clomid + trigger) 04/2016 BFP - ended in ectopic pregnancy, ICI 10/2016 BFN, ICI 11/2016 BFN, Back to Back IUI 01/2017 BFN, ICI 4/2017 - BFN, ICI 5/2017 - BFN, IVF 6/2017 - 19 blastocysts frozen, FET 8/2017 (single embryo transfer) - BFP
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